Please take a moment to read through our Frequently Asked Questions. If you don’t find an answer, or you think we can help you with your case – please contact us!
What should I do after I am injured at work?
You’ve got to tell your employer and the best thing to do is to put it in writing. Don’t tell a coworker or don’t ask somebody to tell somebody for you. Find your boss and tell your boss. Then tell your personnel office if you have one. The main thing to remember is put it in writing as it’s amazing how fast memories fade, and without notice to your employer, the case could be sunk.
Do I have to go through a big rigmarole at a trial with the judge and all of that before I get any money?
No you don’t. Insurance companies are required to initiate payments to you upon the establishment of a work-related injury. If they don’t they are subject to penalties. Only if they controvert the claim and challenge that you were hurt at work, that you failed to give notice, or that you were not an actual employee of the company can they elect not to start payments to you once you provide medical proof of a causally related work injury. Either way you need me early on because once again it is amazing how frequently the insurance company plays Dom and says they’re not obligated to pay you until a judge says they have to. We don’t like to go that route, but obviously are ready to.
Do I have to wait until my case is established by the Workers’ Compensation Board before I get medical attention?
Absolutely not, you should immediately seek medical attention, hopefully on the very day of your injury or soon after as possible. Critically important you must tell your doctor that the injuries that you are presenting with happened at work. Again the insurance company will take the position that this is something that you were born with or something that you must’ve done at home unless your doctor specifically takes a detailed history saying that you hurt yourself at work and that this is a workers comp claim.
What can I expect at the end of a workers comp case?
You can expect that the carrier will be required to provide for your causally related medical care for the rest of your life and to pay for it. If your condition becomes permanent you can expect a schedule loss of use award or a determination that you have suffered a permanent loss of wage earning capacity and ongoing sums of money once you either stop working or work at reduced earnings.